The #1 alternative
Commenda vs TMF Group vs Tetra Consultants
All three set up a Finland Oy and can fill the mandatory EEA-director seat. Here's how a platform compares to two services firms.
Comparison at a glance
TMF and Tetra deliver Finland as a services engagement, country by country. Commenda runs four suites across 70+ countries on one platform, so it takes you from your Finland Oy to a full multi-country group.
Commenda
Global entity management software with complete compliance. Sets up your Finland Oy (Trade Register filing, EEA-resident director, registered address, CIT) and runs VAT, corporate income tax, accounting, and transfer pricing across 70+ countries with published pricing.
TMF Group
Global corporate-services firm with a Helsinki office. Entity management, accounting, tax, HR and payroll, registered offices, across 87 jurisdictions. Pricing is quote-based. Covers large or complex multi-jurisdiction structures as a managed service.
Tetra Consultants
Global incorporation firm serving foreign founders. Finland registration with nominee (EEA-resident) director and corporate bank account opening. Pricing is quote-based. Covers a one-time Finland setup.
Feature comparison
Why we do it better
 | TMF Group | Tetra Consultants | |
|---|---|---|---|
| Starting price (incorporation) | $4,039 | Quote-based | Quote-based |
| Published, transparent pricing | |||
| Trade Register (PRH) filing | |||
| EEA-resident director provided | Quote | Quote | |
| Registered address in Finland | Quote | Quote | |
| CIT registration at setup | |||
| Annual meetings & financial statements | Quote | Quote | |
| VAT registration & filing | Model-specific | ||
| Ongoing accounting & corporate income tax | Model-specific | ||
| Self-serve software platform | |||
| Transfer pricing (cross-border + CbCR) | Advisory | ||
| Multi-entity consolidation / audit trail | Model-specific | ||
| Manage entities in other countries | 87, services | Services | |
| 100+ ERP integration support | |||
| Jurisdiction reach | Global, 70+ | 87 jurisdictions | Global (services) |
Built for different buyers
Pricing compared
Advertised rates as of June 2026. Competitor pricing changes often.
Commenda
$4,039incorporation (EUR 3,500)
- Includes Trade Register filing, government and legal fees, and CIT registration
- Modular annual: EEA-resident director $4,039/yr, registered address $2,308/yr, secretarial $1,962/yr
- Payroll $58/employee/mo, monthly tax reports $115/mo, onboarding $173/employee
- Pricing is published; customers typically retire 3 to 5 vendors
TMF Group
Quoteenterprise, not published
- Entity management, accounting, tax, HR/payroll, registered offices, delivered as a managed service
- Helsinki office; 87 jurisdictions; transfer pricing offered as advisory; total cost set by proposal
Tetra Consultants
Quoteengagement fee
- Finland registration with nominee (EEA-resident) director and corporate bank account opening
- Registration in ~4 weeks, operational in ~8 weeks; transfer pricing not offered
How each model works
What's the difference?
How TMF Group and Tetra Consultants stack up against Commenda for entity management in Finland.
Commenda: Finland run on software, as part of your global group
- Sets up the Finland Oy (Trade Register filing, EEA-resident director, registered address, CIT)
- Then runs VAT, corporate income tax, accounting, and transfer pricing on one platform
- Consolidates Finland with your entities in 70+ countries, one audit trail, published pricing
TMF Group and Tetra Consultants: Finland delivered as a services engagement
- TMF: full managed service for large or complex structures across 87 jurisdictions
- Tetra: one-time foreign founder setup with nominee director and bank account opening
- Quote-based pricing; no self-serve platform with a single live view across countries
Making a decision
Which one should you choose?
The right fit depends on your footprint and stage in Finland.
Choose Commenda if…
- You operate in Finland and at least one other country
- You want Finland run on software with published pricing, consolidation, and transfer pricing
- You want Trade Register filing, EEA-resident director, VAT, accounting, and CIT in one place
Choose TMF Group if…
- You have a large or complex multi-jurisdiction structure
- You want a managed service across 87 jurisdictions and can work from an enterprise proposal
Choose Tetra Consultants if…
- You need a one-time Finland Oy setup as a foreign founder
- You want nominee director and bank account opening from a single engagement
Common questions
Yes. Commenda, TMF Group, and Tetra Consultants all register a Finland Oy for a foreign founder and can provide an EEA-resident director, which Finnish law requires on the board at all times. A registered address in Finland is also required.
For a one-off Finland setup, Tetra is a straightforward single engagement. For very large or complex structures, TMF is built for managed service at scale. Commenda is the better fit for a cross-border group that wants Finland run on software with published pricing, consolidation, and transfer pricing.
Commenda does: $4,039 (EUR 3,500) to incorporate, plus modular annual items. TMF Group and Tetra Consultants are quote-based and do not publish rates, so you receive a proposal or engagement fee.
It varies by provider. Commenda provides one EEA-resident director for $4,039/year (EUR 3,500) or two for $6,347/year (EUR 5,500), each including 5 hours of ad hoc work. It is mandatory while you have no EEA-resident board member.
About one month end-to-end with Commenda (document prep, KYC review, Trade Register registration, CIT registration, and post-incorporation setup). Tetra reports registration in about 4 weeks and operational status in about 8 weeks.
100 questions, from real customer calls.
The questions finance teams actually ask about entity management: EINs for non-residents, Delaware vs Wyoming, cleaning up the entities a previous provider left behind, and more. If you're looking for something, you'll find it here.
